Why payment processors strangle dropshipping cash flow
New-store holds kill you at launch
Stripe and PayPal routinely hold new dropshippers' funds for 30–90 days or impose 25%+ rolling reserves — right when you need revenue to pay suppliers for the orders you just took.
Long shipping windows invite chargebacks
Two-to-four-week delivery from overseas suppliers means impatient customers file 'item not received' disputes before the package lands. Each one costs the sale plus a fee, delivered or not.
A good ad day looks like fraud
The revenue spike from a winning product triggers automated risk reviews. Accounts get paused mid-campaign, ads keep spending, and payouts stop exactly when scaling requires cash.
Product catalogs trip TOS wires
Processors restrict whole categories dropshippers gravitate to. One flagged SKU can freeze the account that processes your entire store.
How Flint fixes dropshipping cash flow
Instant settlement, zero holds
Revenue is yours when the transaction confirms — minutes, not months. Pay suppliers today with money from today's sales.
No chargebacks during the shipping window
Crypto payments are final. Slow delivery becomes a customer-service issue you manage with tracking updates and refunds on your terms — not a bank reversal at week two of a three-week ship.
Scale without tripping alarms
A viral product's revenue spike is just a good day, not a fraud signal. No automated risk review pauses your payouts mid-campaign.
No rolling reserves
100% of each sale settles to you. The 25% reserve that Stripe holds against future disputes has no reason to exist on a rail with no disputes.
Checkout links and API for any stack
Hosted checkout works alongside Shopify, WooCommerce, or a custom storefront. Webhooks notify your fulfillment flow the moment payment confirms.
Pick your plan
Monthly fee plus a rate per sale. Upgrade when volume picks up.
Starter
Free to start validating ideas.
Fees
5.00% + 50¢ per transaction
Features
- All features to sell
- Standard support
Pro
For builders & early teams.
Fees
3.80% + 40¢ per transaction
Features
- All features on Starter
- Preview access to new features
- Prioritized support
Growth
For scaling startups.
Fees
3.60% + 35¢ per transaction
Features
- All features on Pro
- Preview access to new features
- Prioritized support
Scale
For fast growing businesses.
Fees
3.20% + 25¢ per transaction
Features
- All features on Growth
- Dedicated account manager
- Custom SLAs
Dropshipping payment questions, answered
Can I use Flint with my Shopify or WooCommerce store?
Yes — via hosted checkout links for your products or the API for a deeper integration. Many dropshippers offer Flint as an additional payment option next to cards, often with a small crypto discount to shift volume onto the rail with no fees at risk.
How fast do I actually get my money?
When the blockchain confirms the payment — typically minutes. There's no payout schedule, no 7-day delay, no 90-day new-account hold. That cash-flow speed is what lets you pay suppliers from revenue instead of credit.
What about customers who file 'item not received' during long shipping?
With crypto there's no dispute mechanism for them to file — the payment is final. You handle slow shipping the way good stores always have: proactive tracking emails, and refunds or reshipments on your policy. The difference is you decide, not the customer's bank at week two.
Stripe is holding 25% of my revenue in a rolling reserve. Does Flint do that?
No. Reserves exist to cover future chargebacks; crypto has none, so there's nothing to reserve against. Every sale settles in full.
Will a sudden revenue spike from a winning product freeze my account?
No. Card processors freeze on spikes because their fraud models flag unusual volume. On crypto rails each payment is confirmed on-chain and final — volume growth is just growth.
Do dropshipping customers really pay with crypto?
A share will, especially with a discount incentive — and that share is worth outsized attention because it's chargeback-free, hold-free revenue. Most operators run Flint alongside cards and steer volume to it as the store's risk-free base.