Why payment rails fail forex brokers
Issuing banks decline trading deposits
Many issuers block card payments to forex and CFD merchants by category. Your funnel converts, the trader tries to deposit, and the bank says no — you lose the client at the last step.
Losing traders charge back their deposits
A trader blows their account and disputes the original deposit as 'unauthorized.' You lose the funds, pay the dispute fee, and your chargeback ratio creeps toward termination.
Cross-border deposits are slow and expensive
Wire deposits take days and cost your international clients real money. Markets move; a trader who can't fund an account today often never funds it.
Processors drop brokers without warning
Forex sits on nearly every acquirer's restricted list. Brokers get onboarded through intermediaries at inflated rates, then dropped when the acquirer's risk policy changes.
How Flint powers broker deposits
Deposits from anywhere, no bank in the way
Crypto moves across borders like data. A client in any country can fund their account in minutes without an issuing bank blocking the transaction.
Deposits are final
On-chain payments can't be reversed by a dispute. The 'I lost money trading so I'm charging back my deposit' problem disappears entirely.
24/7 settlement for 24/5 markets
Crypto doesn't keep banking hours. Traders can fund accounts on Sunday night before the Asian open — when wires and card processing are asleep.
API and webhooks built for automation
Create payment requests programmatically and credit trading accounts automatically on signed webhook confirmation. No manual reconciliation of wire references.
Stable, transparent pricing
No inflated 'high-risk forex rate' negotiated through three intermediaries. Flint's pricing is published and the same for every industry we serve.
Pick your plan
Monthly fee plus a rate per sale. Upgrade when volume picks up.
Starter
Free to start validating ideas.
Fees
5.00% + 50¢ per transaction
Features
- All features to sell
- Standard support
Pro
For builders & early teams.
Fees
3.80% + 40¢ per transaction
Features
- All features on Starter
- Preview access to new features
- Prioritized support
Growth
For scaling startups.
Fees
3.60% + 35¢ per transaction
Features
- All features on Pro
- Preview access to new features
- Prioritized support
Scale
For fast growing businesses.
Fees
3.20% + 25¢ per transaction
Features
- All features on Growth
- Dedicated account manager
- Custom SLAs
Forex payment questions, answered
Can traders deposit and withdraw in crypto?
Yes on deposits — Flint generates a hosted checkout or API-driven payment request per deposit, and signed webhooks tell your platform when funds confirm so you can credit the trading account automatically. Withdrawals are payouts you send from your own crypto balance; Flint's dashboard and API give you the transaction records to reconcile both sides.
How fast are deposits credited?
As fast as the blockchain confirms — typically seconds to a few minutes depending on the coin. Your platform receives a webhook the moment payment is detected and again when it confirms, so you can show the trader a pending balance immediately.
What about crypto price volatility between deposit and credit?
Payment amounts are locked at checkout, and stablecoins like USDT and USDC eliminate volatility entirely — most brokers denominate deposits in stablecoins for exactly this reason. Traders who pay in volatile coins pay the quoted amount at the locked rate.
Does accepting crypto affect my broker licensing?
Your regulatory obligations depend on your license jurisdiction, and accepting crypto deposits doesn't change your obligation to follow them — including any client verification rules your regulator imposes. Flint is the payment rail; your compliance program stays yours.
Can I integrate Flint with my trading platform or CRM?
Yes. Flint has a REST API and signed webhooks. Most brokers integrate deposit flows into their client portal in a day: create a payment request, redirect the trader to checkout, credit the account on the confirmation webhook.
Why do card processors keep rejecting my brokerage?
Forex is on almost every acquiring bank's prohibited or restricted list due to chargeback rates and regulatory exposure, so approvals go through niche high-risk intermediaries at high fees — and get revoked when policies shift. Crypto rails skip the acquiring bank entirely, which is why brokers are moving deposit volume to them.