The gambling payment gateway, minus the cascade
Card cashiers for gambling are a routing engine juggling fragile MIDs, issuer declines, and a chargeback ratio that's always one bad weekend from the threshold. Flint is one integration with none of those failure modes.
Why the card cashier is the hardest system you run
Issuers decline 7995 by default
A large share of issuing banks block gambling-coded transactions outright. Operators routinely see 40 to 60% of deposit attempts fail before risk scoring even starts. Every decline is a player funding a competitor.
You need a cascade just to function
Serious operators run 5 or more MIDs across acquirers and jurisdictions, with routing logic to retry declines down the chain. Each MID has its own fees, reserve, and risk team that can pull it.
The ratio math is unforgiving
Networks flag merchants around 0.9% disputes. Friendly fraud from losing players pushes gambling's baseline near that line permanently, and the ratio counts filed disputes, not the ones you win.
Compliance multiplies per jurisdiction
Every market means separate licensing evidence for acquirers, separate settlement currencies, and separate rules on deposits. The payment stack grows more brittle with each flag you add.
What the crypto rail replaces
No issuer, so no decline wall
Crypto deposits never pass an issuing bank's category filter. If the player has funds, the deposit clears, in every market you're licensed for.
One integration instead of a cascade
A single API and hosted checkout replaces the multi-MID routing engine for the crypto share of your cashier. Nothing to cascade because nothing declines.
Losses stay losses
On-chain deposits are final. The player who disputes a losing weekend has no issuing bank to call, which removes the largest driver of gambling chargeback ratios.
Deposits in minutes, withdrawals as fast
Deposits confirm in minutes and webhooks credit the wallet automatically. Crypto withdrawals settle just as fast, and payout speed is the strongest retention lever in iGaming.
Built for cashier integration
Payment requests by API, signed webhooks to your wallet system, per-player references for reconciliation. Operators typically ship it as a cashier method in days.
Pick your plan
Monthly fee plus a rate per sale. Upgrade when volume picks up.
Starter
Free to start validating ideas.
Fees
5.00% + 50¢ per transaction
Features
- All features to sell
- Standard support
Pro
For builders & early teams.
Fees
3.80% + 40¢ per transaction
Features
- All features on Starter
- Preview access to new features
- Prioritized support
Growth
For scaling startups.
Fees
3.60% + 35¢ per transaction
Features
- All features on Pro
- Preview access to new features
- Prioritized support
Scale
For fast growing businesses.
Fees
3.20% + 25¢ per transaction
Features
- All features on Growth
- Dedicated account manager
- Custom SLAs
iGaming payment questions, answered
Do I need a gambling license to use Flint?
You need to be legally authorized wherever you operate, and that stays your responsibility. Flint removes the payment-side gatekeeping, not the regulatory kind.
How does this compare to adding another MID to the cascade?
Another MID adds capacity but also another reserve, another rate around 5 to 8%, and another risk team. The crypto rail adds capacity with no issuer declines and no dispute exposure, so it derisks the cashier instead of extending it.
What happens to my chargeback ratio?
Every deposit that moves to crypto is a deposit that can never become a dispute. Operators who shift 20 to 30% of volume see their card ratio drop on the same player base, which protects the MIDs they keep.
How fast do players actually see funds?
Detection webhooks fire in seconds, confirmation typically lands within minutes depending on coin. Most cashiers credit a pending balance on detection and clear it on confirmation.
Which coins should the cashier offer?
BTC and ETH for reach, USDT and USDC for players who want a stable balance. Stablecoins also keep your treasury dollar-denominated, which simplifies bonus and liability accounting.
What does it cost against card processing?
Published rates from 5.00% + 50¢ free down to 3.20% + 25¢ on Scale, with no reserve and no dispute fees. Gambling card processing typically runs 5 to 8% plus reserves plus $25 to $100 per dispute, so the effective gap is wider than the headline one.